I motherfucking did it.

Eeeeeeeeeeeeeeeee.

Okay, so you all know I'm a fairly odd character. Sometimes I get a little too odd and such.

But today, today I motherfucking did it.

I got the balls to write it all down. Every little bit of it. What's broken, what I need to fix, how I could possibly go about fixing it. I did some reading. Lots of people have recovered from situations worse than mine.

So then I got the balls to call the school and talk to B, the career counselor. Why so long, you ask? I was under the impression that I was in a flood of trouble. But I'm totally not. So it's gravy, my friends, GRAVY. One course that I had finished wasn't flipped over to complete, and now it is, so whoooooooooooooooooooooooooooo! (Like, way to think, you like...failed college... because how do you fail career college?)

My friend called and was like "and you went to college...why?" and I was all... uh... certainly not for the fun of it. And like, I graduated with Honours! Like, ninety something percent!

So, bottom line -- I'm waiting for one phone call from R, and I'm totally an all-the-way college graduate.

I specified that I will be needing full time hours and/or two jobs, as I will have to get some sort of housing. They're rather confident they can hook me up right away, which is awesome.

Say I get $15/hr and I only get part time (say 25 hours) , that's still $1500/mo. ($2400/mo if full time).

Part Time:
If rent is $600, that leaves me $900.

Food & Toiletries: $160/mo ($40/week)
Phone/Internet: $150/mo ($37.50/week)
Bus Pass: $75/mo ($18.75/week)
Allowance (clothes and entertainment): $160/mo ($40/week)

Total: $545
Which leaves $355 remaining.
The $300 goes towards the debt.
The $55 goes in a savings account in case of emergency.

$300 towards debt means $75 a week, set up on a cycle that would go such as this:

Week 1: Laptop
Week 2: Credit Line
Week 3: Roger's
Week 4: Credit card #1
Week 5: Credit card #2
Week 6: OSAP

According to my calculations, I am $16,700 in debt. So, at that rate, even with interest disregarded, it will take me 4.28 years to pay off everything if I'm only working part time.

Nows, if'n I can get full time or two jobs, I will be laughing. Observe:

$15/hr * 40 hours * 4 weeks = $2400/mo
Say rent is $600, so $1800 left to barter with.

The incidentals remain the same:
Food & Toiletries: $160/mo ($40/week)
Phone/Internet: $150/mo ($37.50/week)
Bus Pass: $75/mo ($18.75/week)
Allowance: $160/mo ($40/week)

They still total $545, leaving $1255 to "play with".
Best case scenario, I put $1000 on the debt every month.
That's $250 payments every week.
$250 * 52 weeks = $13,000
$16,700 / $13,000 = 1.28 years til I'm debt free.

So like, things are NOWHERE near as dire as I thought they were. I thought I was looking at debt until I was like a hundred and fifty and that there was like, no point in trying. But no, Virginia, luckily, this is not the case. I just have to learn to stick to a budget and not do anything dumb.