The plan includes the steps to take to be free of all of this.
The plan involves many late night walks.
The plan involves many late night talks.
The plan involves stepping out of my bubble and using what I've been given.
The plan involves creativity and other things that have been stifled over the years.
The plan involves no longer giving a fuck what anyone else thinks.
Approval of the plan is not necessary nor is it really wanted.
The plan involves my stripping my soul down to the very core and not giving a damn what anyone else thinks. I will not let what has happened to me over these past years be wasted. Everything shapes a person in some way, shape, or form.
The plan involves a hippy girl and a journey that is just beginning. And a lot of coffee.
Bottom line: there is a plan.
Bottommer line: it will prove you wrong.
Tuesday, October 9, 2007
Monday, October 8, 2007
dear karma
Dear Mr. or Ms. Karma,
I would like to make a further inquiry as to our original contract as signed on March 15, 1986.
I would like to propose that you re-evaluate my current standing. As I understand it, "What comes around" is eventually supposed to "go around". While I do not consider myself an exemplary citizen by any means, I fail to understand the constructiveness of my current situation.
I've bought lunch for random homeless people when I did not have the money myself. I once had coffee with a hobo at a Greyhound station. I've tutored for free. I have a college degree in ass wiping and diaper changing. I've tried to approach every situation with the most open sort of mind that I could.
Perhaps you are trying to do this in a reverse method, whereby you give me the crap first and the good after that. However, I would really appreciate a response at your earliest convenience.
Sincerely,
Jennifer L. Loos
I would like to make a further inquiry as to our original contract as signed on March 15, 1986.
I would like to propose that you re-evaluate my current standing. As I understand it, "What comes around" is eventually supposed to "go around". While I do not consider myself an exemplary citizen by any means, I fail to understand the constructiveness of my current situation.
I've bought lunch for random homeless people when I did not have the money myself. I once had coffee with a hobo at a Greyhound station. I've tutored for free. I have a college degree in ass wiping and diaper changing. I've tried to approach every situation with the most open sort of mind that I could.
Perhaps you are trying to do this in a reverse method, whereby you give me the crap first and the good after that. However, I would really appreciate a response at your earliest convenience.
Sincerely,
Jennifer L. Loos
Sunday, October 7, 2007
Saturday, October 6, 2007
yesness
so bry got the apartment.
this is brilliant news.
no couch hopping!
any producers interested in a real-life production of will and grace?
also: new template.
yah.
this is brilliant news.
no couch hopping!
any producers interested in a real-life production of will and grace?
also: new template.
yah.
Thursday, October 4, 2007
Smiley Jenn face
"Put on your smiley Jenn face that I saw in the halls of this school and you'll be working in no time! I really believe that - and in you. Forget about the past, and think of this as a new start for Jenn. You deserve a nice fresh start in your new PSW career!
B
PS - I'll email you the places that I'll send your Resume so that you know to expect a potential call from them. Good luck!"
....
squee.
....
squee.
I motherfucking did it.
Eeeeeeeeeeeeeeeee.
Okay, so you all know I'm a fairly odd character. Sometimes I get a little too odd and such.
But today, today I motherfucking did it.
I got the balls to write it all down. Every little bit of it. What's broken, what I need to fix, how I could possibly go about fixing it. I did some reading. Lots of people have recovered from situations worse than mine.
So then I got the balls to call the school and talk to B, the career counselor. Why so long, you ask? I was under the impression that I was in a flood of trouble. But I'm totally not. So it's gravy, my friends, GRAVY. One course that I had finished wasn't flipped over to complete, and now it is, so whoooooooooooooooooooooooooooo! (Like, way to think, you like...failed college... because how do you fail career college?)
My friend called and was like "and you went to college...why?" and I was all... uh... certainly not for the fun of it. And like, I graduated with Honours! Like, ninety something percent!
So, bottom line -- I'm waiting for one phone call from R, and I'm totally an all-the-way college graduate.
I specified that I will be needing full time hours and/or two jobs, as I will have to get some sort of housing. They're rather confident they can hook me up right away, which is awesome.
Say I get $15/hr and I only get part time (say 25 hours) , that's still $1500/mo. ($2400/mo if full time).
Part Time:
If rent is $600, that leaves me $900.
Food & Toiletries: $160/mo ($40/week)
Phone/Internet: $150/mo ($37.50/week)
Bus Pass: $75/mo ($18.75/week)
Allowance (clothes and entertainment): $160/mo ($40/week)
Total: $545
Which leaves $355 remaining.
The $300 goes towards the debt.
The $55 goes in a savings account in case of emergency.
$300 towards debt means $75 a week, set up on a cycle that would go such as this:
Week 1: Laptop
Week 2: Credit Line
Week 3: Roger's
Week 4: Credit card #1
Week 5: Credit card #2
Week 6: OSAP
According to my calculations, I am $16,700 in debt. So, at that rate, even with interest disregarded, it will take me 4.28 years to pay off everything if I'm only working part time.
Nows, if'n I can get full time or two jobs, I will be laughing. Observe:
$15/hr * 40 hours * 4 weeks = $2400/mo
Say rent is $600, so $1800 left to barter with.
The incidentals remain the same:
Food & Toiletries: $160/mo ($40/week)
Phone/Internet: $150/mo ($37.50/week)
Bus Pass: $75/mo ($18.75/week)
Allowance: $160/mo ($40/week)
They still total $545, leaving $1255 to "play with".
Best case scenario, I put $1000 on the debt every month.
That's $250 payments every week.
$250 * 52 weeks = $13,000
$16,700 / $13,000 = 1.28 years til I'm debt free.
So like, things are NOWHERE near as dire as I thought they were. I thought I was looking at debt until I was like a hundred and fifty and that there was like, no point in trying. But no, Virginia, luckily, this is not the case. I just have to learn to stick to a budget and not do anything dumb.
Okay, so you all know I'm a fairly odd character. Sometimes I get a little too odd and such.
But today, today I motherfucking did it.
I got the balls to write it all down. Every little bit of it. What's broken, what I need to fix, how I could possibly go about fixing it. I did some reading. Lots of people have recovered from situations worse than mine.
So then I got the balls to call the school and talk to B, the career counselor. Why so long, you ask? I was under the impression that I was in a flood of trouble. But I'm totally not. So it's gravy, my friends, GRAVY. One course that I had finished wasn't flipped over to complete, and now it is, so whoooooooooooooooooooooooooooo! (Like, way to think, you like...failed college... because how do you fail career college?)
My friend called and was like "and you went to college...why?" and I was all... uh... certainly not for the fun of it. And like, I graduated with Honours! Like, ninety something percent!
So, bottom line -- I'm waiting for one phone call from R, and I'm totally an all-the-way college graduate.
I specified that I will be needing full time hours and/or two jobs, as I will have to get some sort of housing. They're rather confident they can hook me up right away, which is awesome.
Say I get $15/hr and I only get part time (say 25 hours) , that's still $1500/mo. ($2400/mo if full time).
Part Time:
If rent is $600, that leaves me $900.
Food & Toiletries: $160/mo ($40/week)
Phone/Internet: $150/mo ($37.50/week)
Bus Pass: $75/mo ($18.75/week)
Allowance (clothes and entertainment): $160/mo ($40/week)
Total: $545
Which leaves $355 remaining.
The $300 goes towards the debt.
The $55 goes in a savings account in case of emergency.
$300 towards debt means $75 a week, set up on a cycle that would go such as this:
Week 1: Laptop
Week 2: Credit Line
Week 3: Roger's
Week 4: Credit card #1
Week 5: Credit card #2
Week 6: OSAP
According to my calculations, I am $16,700 in debt. So, at that rate, even with interest disregarded, it will take me 4.28 years to pay off everything if I'm only working part time.
Nows, if'n I can get full time or two jobs, I will be laughing. Observe:
$15/hr * 40 hours * 4 weeks = $2400/mo
Say rent is $600, so $1800 left to barter with.
The incidentals remain the same:
Food & Toiletries: $160/mo ($40/week)
Phone/Internet: $150/mo ($37.50/week)
Bus Pass: $75/mo ($18.75/week)
Allowance: $160/mo ($40/week)
They still total $545, leaving $1255 to "play with".
Best case scenario, I put $1000 on the debt every month.
That's $250 payments every week.
$250 * 52 weeks = $13,000
$16,700 / $13,000 = 1.28 years til I'm debt free.
So like, things are NOWHERE near as dire as I thought they were. I thought I was looking at debt until I was like a hundred and fifty and that there was like, no point in trying. But no, Virginia, luckily, this is not the case. I just have to learn to stick to a budget and not do anything dumb.
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